Home  /  Network  /  BLOM BANK SAL  /  Branches Abroad & Representative Office  /   Jordan
Send this page  Print Text: T | T

Jordan


BLOM BANK branches in Jordan provide Corporate, Commercial and Retail Banking Services adapted to customers’ needs. 

Services 


Housing loan 

Darati

What do I have to know about "Darati"?
  • Maximum Loan Amount: 500,000 JOD 
  • Loan Period: (1-25) years 
  • Loan to Value :up to 80% of the property estimated value
  • Interest : Re-discount Rate (annually) issued from CBJ+ margin
  • Interest Rate is variable and will be reviewed & amended twice yearly (on 30/6 and 31/12)

    Annual Interest Rate (Reducing)  Re-discount Rate (Annually)
    Current Margin
    Employees with salary domiciliation 6.50%

    Employees - 6.90%


                      3.75
     2.75

    3.15
    Others: 7.50%
    3.75
  • Loan commission: 1% of the loan value (for once)
  • Free life and Real-estate Insurance Coverage for the loan period
  • Possibility of  issuing free Master Card for the first year 
What are the conditions to apply for " Darati "?

  • Age: (21-70) years old
  • Monthly Payment:
    - Debt burden ratio should not exceed 50%, for Resident Clients.
    - Debt burden ratio should not exceed 35%, for Jordanians working abroad
How do I apply for " Darati "?
  • Visit any of BLOM Jordan Branches and get assistance from our customer service officers or our special sales team 
  • Contact BLOM Jordan Call Center on (+962) 65001222 
** BLOM BANK Reserves the Right to Accept or Reject any application.


Maktabi

“Office loan “

What do I have to know about "Maktabi"?
  • Maximum Loan Amount: 250,000 JOD 
  • Loan Period: (1-8) years 
  • Loan to Value: up to 80% of the property estimated value
  • Interest : Re-discount rate (annually) issued from CBJ+ margin
  • Interest Rate is variable and will be reviewed & amended twice yearly (on 30/6 and 31/12)

    Annual Interest Rate (Reducing) Re-discount Rate (Annually)  Current Margin
     9.25%  3.75  5.5
  • Loan Commission: 1% of the loan value (for once)
  • Free Life and real estate Insurance Coverage for the loan period
  • Possibility of  issuing  free Master Card for the first year  
What are the conditions to apply for "Maktabi"?
  • Age: (21-70) years old
  • Monthly Payment: Debt burden ratio should not exceed 50% of the net monthly income
How do I apply for " Maktabi "?
  • Visit any of BLOM Jordan Branches and get assistance from our customer service officers or our special sales team 
  • Contact BLOM Jordan Call Center on (+962) 65001222 
** BLOM BANK Reserves the Right to Accept or Reject any application.

Personal loan

  • What do I have to know about "Personal Loans"?
    • Maximum Loan Amount: 30,000 JOD 
    • Loan Period: (1-8) years 
    • Interest : Re-discount rate (annually) issued from CBJ+ margin
    • Interest Rate is variable and will be reviewed & amended twice yearly (on 30/6 and 31/12)

      Annual Interest Rate (Reducing)  Re-discount Rate (Annually)
      Current Margin
      Governmental Sector 8.5%  3.75  4.75
      Private Sector – approved list 9%  3.75  5.25
      Others – Business Owners 10.25%  3.75  6.5
    • Loan commission : 1% of the loan value (for once)
    What are the conditions to apply for “Personal Loans "?
    • Age: (21-65) years old 
    • Monthly Payment:
      - Debt burden ratio should not exceed 40% of the monthly income, for governmental sector
      - Debt burden ratio should not exceed 25%-35% of the monthly income for private sector approved list
      - Debt burden ratio should not exceed 25% of the monthly income, for private sector- out of our approved list or for own business 
    How do I apply for " Personal Loans "?
    • Visit any of BLOM Jordan Branches and get assistance from our customer service officers or our special sales team
    • Contact BLOM Jordan Call Center on (+962) 65001222 
    * *BLOM BANK Reserves the Right to Accept or Reject any application.

    Personal loan 

    Personal Loans Guaranteed by Land or Real-estate Mortgage

    What do I have to know about "Personal Loan Guaranteed"?
    • Maximum Loan Amount: 250,000 JOD 
    • Loan Period: (1-8) years
    • Loan to Value: 70% of the property estimated value
    • Interest : Re-discount rate (annually) issued from CBJ+ margin
    • Interest Rate is variable and will be reviewed & amended twice yearly (on 30/6 and 31/12)

      Annual Interest Rate (Reducing)  Re-discount Rate (Annually)
      Current Margin 
      -Land Mortgage 9.25%  3.75  5.5
       -Real Estate Mortgage 9.25%  3.75  5.5
    • Loan Commission : 1% of the loan value (for once)
    • Free Life and real estate Insurance along the loan period
    • Possibility of issuing  free Master Card for the first year  
    What are the conditions to apply for " Personal Loan Guaranteed "?

    • Age: (21-70) years old 
    • Monthly Payment:
      - Debt burden ratio should not exceed 50% of the net monthly income.
    How do I apply for " Personal Loan Guaranteed "?
    • Visit any of BLOM Jordan Branches and get assistance from our customer service officers or our special sales team
    • Contact BLOM Jordan Call Center on (+962) 65001222 
    ** BLOM BANK Reserves the Right to Accept or Reject any application.

    Personal Loans Guaranteed by Car Pledge

    What do I have to know about "Personal Loan Guaranteed by car pledge"?
    • Maximum Loan Amount: 50,000 JOD 
    • Loan Period: (1-6) years 
    • Loan to Value: Up to 80% of the car estimated value
    • Interest Rate (Fixed):
      - car year model ( 2006 and above): 6% ( Flat rate )
      - car year model (less than 2006):  7% ( Flat rate) 
    • Loan commission : 1% of the loan value (for once)
    • Eligible Cars: New or Used Cars 
    • Possibility of  issuing free Master Card for the first year  
    What are the conditions to apply for " Personal Loan Guaranteed by car pledge "?
    • Age: (21-70) years old 
    • Monthly Payment: Debt burden ratio should not exceed 35% of the net monthly income.
    How do I apply for " Personal Loan Guaranteed by car pledge "?
    • Visit any of BLOM Jordan Branches and get assistance from our customer service officers or our special sales team 
    • Contact BLOM Jordan Call Center on 0096265001222 
    ** BLOM BANK Reserves the Right to Accept or Reject any application.

    Personal Loans against Salary Domiciliation:

    Apply for personal loan from BLOM Bank and get the chance to be one of our monthly ten winners, winning (Samsung LED screen - 40 inch)
    What I need to know about Personal Loan - LED screen?

    • Financing up to 30,000 JOD & Min. 6000 JOD
    • Loan Period: (1-8) years 
    What are the conditions to apply for "Personal Loan"?
    • Age: (21-65) years old 
    • Monthly Payment: Debt burden ratio should not exceed 40% of the monthly income (public sector), and 35% for private sector (approved list).
    • Salary to be transferred to the bank. 

    For interest rate & EAPR refer to personal loan & the table below.

    How do I apply for " Personal Loan - LED screen"?
    • Visit any of BLOM Jordan Branches and get assistance from our customer service officers or our special sales team 
    • Contact BLOM Jordan Call Center on 0096265001222 
    ** BLOM BANK Reserves the Right to Accept or Reject any application.

    Mehnati

    For Craftsmen or Self employed people  

    What do I have to know about "Mehnati"?
    • Maximum Loan Amount: 40,000 JOD 
    • Loan Period: (1-5) years 
    • Interest : Rediscount rate (annually) issued from CBJ+ margin
    • Interest Rate is variable and will be reviewed & amended twice yearly (on 30/6 and 31/12)

      Annual Interest Rate (Reducing)  Re-discount Rate (Annually)  Current Margin 
       9.25%  3.75  5.5
    • Loan commission : 1% of the loan value (for once)
    • Possibility of issuing free MasterCard for the first year
    What are the conditions to apply for "Mehnati"?
    • Age: (21-65) years old 
    • Monthly Payment: Debt burden ratio should not exceed 40% of the net monthly income 
    • Only Engineers, Doctors, Pharmacists , Auditors of their own companies  and craftsmen running their own business can apply for "Mehnati". 
    How do I apply for " Mehnati "?
    • Visit any of BLOM Jordan Branches and get assistance from our customer service officers or our special sales team
    • Contact BLOM Jordan Call Center on (+962) 65001222
    ** BLOM BANK Reserves the Right to Accept or Reject any application


    Car loan

    Sayarati

    What do I have to know about "Sayarati"?
    • Maximum Loan Amount: 150,000 JOD 
    • Loan Period: (1-7) years 
    • Loan Period: (1-8) years for Government Sector 
    • Down Payment:
      - 15% of the car value for "New" Cars
      - 20% of the car value of "Used" Cars
    • - Zero % for Government Sector
    • Interest Rate (Fixed):
      - Agencies: 4.75% (flat rate)
      - car year model ( 2006 and above): 5.75% (Flat rate)
      - car year model (less than 2006): 7 % (Flat rate)
    • Loan commission : 1% of the loan value (for once).
    • Possibility of free Master Card for the first year
    What are the conditions to apply for "Sayarati"?

    • Age: (21-70) years old 
    • Monthly Payment: Debt burden ratio should not exceed 35% of the net monthly income, only for the Government Sectors it reaches 50%.
    Guarantees:
    • Car Pledge 
    • Comprehensive auto Insurance policy endorsed to the favor of BLOM BANK 
    How do I apply for "Sayarati"?
    • Visit any of BLOM Jordan Branches and get assistance from our customer service officers or our special sales team 
    • Contact BLOM Jordan Call Center on (+962) 65001222 
    * *BLOM BANK Reserves the Right to Accept or Reject any application.

Financing Car Loan Insurance:

Now with BLOM Bank you can insure your car immediately, with every car loan now you can finance your car insurance with fixed insurance, payments for the next 5 years maximum, insurance amount will be added to the loan amount.Car insurance includes all types of cars (private cars, trucks , vans, shipping & public transportation) whether it’s a new car or used, (not older than 10 years for the sedan and private cars, and 5 years for others).

Insurance amount differ according to:

  • Car model, car evaluation value, whether it’s new or used car, car types (sedan , private , trucks, shipping and public transportation cars) and insurance duration.
  • Renewed insurance documents can be picked from one of Jordan insurance company branches that is distributed in all “Driver Vehicle License Department.”


Credit Cards

What do I have to know about "Credit Card"?
  • Card is acceptable locally and internationally on: Cash withdrawals, at sales points and through the internet 
  • Grace period up to (45) days, (15 days after the end of the cycle, noting that each cycle starts on the 27th of every month) 
  • Several Settlement Ratios of your choice starting of (3%) not less than (20) JOD except Platinum Card 5% 
  • Interest Rate: 1.5% classic credit  cards  - 1.75% platinum and titanium credit cards
  • Flexible Daily & Monthly limits that can be easily amended 
  • A Supplementary card is possible to apply for 
  • Free life insurance on the current balance
  • Monthly statement  will be sent to your registered email 
  • Free (SMS) service on all transactions and at the end of the cycle 
  • Free detailed email service to inform you of all transactions, end of cycle balance, and payment acquired, activated upon your request 
  • 24 hours service on (+962) 65680929 or (+962) 795661100 and through working hours on BLOM Call Center number (+962) 65001222 for any assistance regarding your card 
  • You can also access your card account through the "issuers" website, where you can:
    A. Find more details about your card account and extra information regarding the limit of your card
    B. Select a period and order an invoice which will be sent to your email
    C. Follow the last transactions made on your card
    D. Know the due amount 
How to access Issuers?
  • Log on the site (www.issuers.com) 
  • Select (LOG-ON) 
  • Select (CARDHOLDERS) 
  • Select (BLOM BANK - Jordan) from the list of banks 
  • Enter the (Account Number*) and (Password*) then choose (Submit) 
  • Cards details will appear on the screen and client can continue using the (Online Statement) privilege  
* Note: The (Account Number) is the client number when the customer receives the card, while the (Password) is client name on the card at the first log-on then the client can change this password.
** BLOM BANK Reserves the Right to Accept or Reject any application.

What are the conditions to apply for a “Credit Card "?
  • Age: (21-65) years old 
  • Monthly Payment:
    - Debt burden ratio should not exceed 40% of the net monthly income, for governmental sector
    - Debt burden ratio should not exceed 35% of the net monthly income for private sector approved list
    - Debt burden ratio should not exceed 25% of the net monthly income, for private sector- out of our approved list or for own business 
How do I apply for a “Credit Card "?

  • Visit any of BLOM Jordan Branches and get assistance from our customer service officers
  • Contact BLOM Jordan Call Center on (+962) 65001222 
Platinum Credit Card
Titanium Credit Card


  • For Commission and Prices, Click here.


    PRODUCT 
    EAPR 
    (Effective Annual Interest Rate)
    PERIOD IN YEARS  EXAMPLE 
    Personal Loan 14.64% 1 Click
    Personal Loan
    13.76% 2
    Personal Loan
    13.34% 3
    Personal Loan
    13.26% 4
    Personal Loan
    13.16% 5
    Personal Loan
    13.09% 6
    Personal Loan
    13.04% 7
    Personal Loan
    13.00% 8

         
    Car Loan 11.39%
    1 Click
    Car Loan 10.19%  2 
    Car Loan 9.70%
    Car Loan 9.38%
    Car Loan 9.18% 5
    Car Loan 9.00%  6
           
    Housing Loan 11.40%

    1 Click
    Housing Loan  9.70%

    2
    Housing Loan  9.20%

    3
    Housing Loan  8.90%

    4
    Housing Loan 8.70%

    5
    Housing Loan 8.60%

    6
    Housing Loan 8.50%

    7
    Housing Loan 8.50%

    8
    Housing Loan  8.40% 9
    Housing Loan  8.40%

    10
    Housing Loan  8.40%

    11
    Housing Loan  8.30%

    12
    Housing Loan 8.30%

    13
    Housing Loan 8.30% 14
    Housing Loan 8.30%

    15 
    Housing Loan  8.30%

    16
    Housing Loan 8.30%

    17
    Housing Loan  8.30% 18
    Housing Loan  8.30% 19
    Housing Loan 8.20% 20
    Housing Loan 8.20% 21
    Housing Loan 8.20% 22
    Housing Loan 8.20%  23
    Housing Loan 8.20% 24
    Housing Loan 8.20% 25

    Saving Account

    - Account currency is Jordanian Dinar.
    - Account could be opened for residents & non – residents.
    - Credit interest is calculated on daily balance, and will be credited to account each 25/06 & 25/12.
    - Ability to deposit & withdraw when needed.
    - Ability to benefit from entering saving account prizes program if:
                * account had been opened since 30days at least.
                * Min. balance to enter monthly cash raffle = 500 JOD.
                * Min. balance to enter raffle on Hyundai Sonata = 1000 JOD.

    BLOM Marriage Product

    - All Clients will benefit from the discounts and prizes provided by BLOM Partners*
    - The Ability to benefit from a free ATM card
    - The Ability to benefit from our eBLOM service to check your account statement through the internet
    - Free Life Insurance on the balance amount
    What are the conditions to apply for “BLOM Marriage Product "?

    • Clients should be engaged and willing to get married
    • Age: (21-65) years old
    • Monthly Payment:
      - Debt burden ratio should not exceed 40% of the monthly income in case of salary domiciliation to bank, and 25% when no salary domiciliation is done.
    • Monthly Income should equal or exceed 500 JOD.
    • Participation should take place within the campaign period (01/09/2015-31/08/2016) through one of the following:
    A. Personal Loan Special for Marriage:
    • You will be able to enter the draw and win one of the grand prizes as upon the table below.
    • Maximum Loan Amount : 30,000 JOD.
    • Loan Period: (1-5) years.
    • Interest Rate (Reducing): 8.5%.
    • EAPR as upon the required table above.
    • Loan commission: 1% of the loan value (for once).
    • Ability to issue a titanium credit card, with a supplementary card for free for the 1st year.
    • The ability to benefit from our eBlom service for free.

                 B. Saving Account special for Marriage:

    • Benefit from sponsors discount vouchers when opening BLOM saving account of minimum 200 JOD or equivalent in foreign currencies.
    • Balance should not drop below 5000 JOD (or equivalent foreign currencies) within 6 months to be able to benefit from the grand prizes.
    • Couple will receive a “BLOM Premium Debit Card” that could be used for purchases and ATM withdrawal.
    • Ability to use Eblom service and free SMS, which allow client to control his transactions anytime, anywhere.
    • Complementary airport lounge access.

    How do I apply for " BLOM Marriage Product "?

      • Visit any of BLOM Jordan Branches and get assistance from our customer service officers or our special sales team
      • Contact BLOM Jordan Call Center on (+962) 65001222
        (*) Discounts and prizes :

         Company  Discounts  Prize
        Istatieh & Co.
        30% design
        7% Material
        10% on work
        Interior design for bedroom & Living room =15000JOD
        Leaders  5% on cash
        3% on Credit Card
         2 (32) LCD screen distributed throughout the campaign.
        Bristol Hotel
         10% High season
        20% Low season
         One night with dinner in royal suite.
        Days INN
        15%Highseason
        20% Low season
         *6 months membership at GYM for (2)
        *One night at royal suite.
        Amman Airport Hotel
         10% High
        20% Low
         *access to Petra lounge at Queen Alia Airport.
        *5 vouchers (dinner for two )
        Exit Club
        15% high discount
        20% Low discount
        Full wedding package at any of venues (Exit Club OR Level Farm).
        Level Farm
         15%high & low season
        -
        Spot Events
        25%on wedding planning.
        20% Flowers.
        20% Photography
        20% Dance floor
        3 prizes distributed throughout the campaign:
        - Photo shoot
        - Dance Floor
        - Sound system & Lightening.
        Karam Jewellery
        45% discount on diamond jewels. Diamond ring
        The Wedding Shop - Morilee
         20% discount  Wedding Gown at the end of the campaign.
        Moustache  30% discount Monthly prizes throughout the campaign:
        - Ties & Shirts.
        - Tuxedo with shirt, tie & cufflinks.
         GIG  -  6 Car Insurance With the cost of “500JOD” each.
         Orange Cruises  10% discount  Cruise with cabin for couple.
         NAT press  -  50 voucher “100JOD each discount on wedding invitation cards.”
        - Prizes and discounts are upon the regulations of the companies.
        - BLOM BANK Reserves the right to accept or reject any application.


        For Job Vacancies in BLOM BANK Jordan, Click here.


      Regional Management (Amman)

      18 Al Sharif Abdel Hamid Sharaf St.
      P.O. Box 930321 Shmeisani ,Amman 111 93, Jordan
      Phone: (962-6) 5001200
      Fax: (962-6) 5677177
      Call Center: (962-6) 5001222
      Reuter: BLMJ
      Swift Code: BLOMJOAM
      Email: blommail@blom.com.jo 
      Website : www.blombank.jo

      Branches

      Abdoun

      Princess Basmah St., Essam Al-Khateeb complex, Bldg. #2
      P.O. Box : 840317 Amman 11181, Jordan
      Phone: (962-6) 5929663
      Fax: (962-6) 5929662
      Email: abdoun@blom.com.jo
      Branch Manager: Mr. Omar ABO ASSAF
           

      Al Abdali

      Al Abdali St., Jouba Bldg.
      P.O.Box : 930132 11193
      Phone: (962-6) 5696566
      Fax: (962-6) 5693955
      Email: abdali@blom.com.jo
      Branch Manager: Mr. Zaid BITAR

           

           
           

      Aqaba

      Sherif Shaker Ben Zeid St.
      P.O.Box: 254 – Aqaba 77110
      Phone: (962-3) 2019340
      Fax: (962-3) 2019318
      Email: aqaba@blom.com.jo
      Branch Manager: Mr. Shady Adel AL FAKHOURY

           

      Irbid

      Irbid King Abdallah the second St., Al-Qubba Circle, Bldg. #4
      P.O Box: 4345 Irbid 21110, Jordan
      Phone: (962-2) 7240006
      Fax: (962-2) 7240057
      Email: Irbid@blom.com.jo
      Branch Manager: Mr. Ahmad DABAAN
           

           
           

      Jubeiha

      20 Yajouz St., Bldg. #20
      P.O Box: 2435 Amman 11941, Jordan
      Phone: (962-6) 5336653
      Fax: (962-6) 5336657
      Email: jubeiha@blom.com.jo
      Branch Manager: Mr. Ammar SAIDI
           

      Mecca Street

      Mecca St., Al Husseine Complex, Bldg #152
      P.O. Box: 1191, Amman, 11821, Jordan
      Phone: (962-6) 5503130
      Fax: (962-6) 5521347
      Email: mecca@blom.com.jo
      Branch Manager: Mr. Raed JUDEH
           

           
           

      Shmeisani

      Al Sharif Abdel Hamid Sharaf St., Bldg. #18
      P.O. Box: 930321 Shmeisani- Amman 111 93, Jordan
      Phone: (962-6) 5001200
      Fax: (962-6) 5605652
      Email: shmeisani@blom.com.jo
      Branch Manager: Mr. Abed Aljawad OWAISI
           

      Sweifieh

      Abed Al Rahim Al Hajj Mohammad St., Bldg. #67
      P.O. Box: 852112 Amman 111 85, Jordan
      Phone: (962-6) 5865527
      Fax: (962-6) 5865346
      Email: sweifieh@blom.com.jo
      Branch Manager: Mr. Jamal MOMANI
           
             
           

      Taj

      Abdoun, Jordan, Taj Mall Center
      Phone: (962-6) 5931912
      Email: taj@blom.com.jo
      Branch Manager: Mr. Aws TAHBOB

           

      Wadi Saqra

      Wadi Saqra St., Al Reem Complex, Bldg. #244
      P.O.Box : 942307 Amman, 11193 Jordan
      Phone: (962-6) 5687333
      Fax: (962-6) 5687888
      Email: wadisaqra@blom.com.jo
      Branch Manager: Ms. Elham ALSOUDI
           
             
           

      Wihdat

      Al Amir Hassan St., Oum Heiran, BLdg. #453
      P.O.Box: 110061 Amman 111 10, Jordan
      Phone : (962-6) 4750050
      Fax : (962-6) 4750055
      Email : wihdat@blom.com.jo
      Branch Manager : Mr. Eyad GHAITH

      Tareq

      Ebn Sahnoon St.,
      Phone : (962-6) 5055231
      Fax : (962-6) 5055231
      Email : tareq@blom.com.jo
      Branch Manager : Mr. Hussein Al HELO

       


           

      Zarqa

      Zarqa, Free Zone Gate 1
      P.O.Box: 210 - 13134
      Phone: (962-5) 3824921
      Fax: (962-5) 3823931
      Email: freezone@blom.com.jo
      Branch Manager: Mr. Ala'a AHMAD       

      Khalda

      Wasef Al Tal St, Opposite to Sedeen Hotel., Bldg.#25
      Phone : (962-6) 5344641
      Fax : (962-6)5344217
      Email : khalda@blom.com.jo
      Branch Manager : Mr. Marwan SALAH
           





      Select Group Entities
      LebanonCyprusJordanFranceUAEUnited KingdomRomaniaSwitzerlandSyriaEgyptSaudi ArabiaQatarIraq
      List of Banks No. 14. Copyright 2013 BLOM BANK. All rights reserved. - Disclaimer