Human Resources Management
The Bank shall constantly provide equal opportunities to (potential) employees at all levels without discrimination of any kind. Accordingly, the Bank will disclose in its annual report information and statistics on the composition of its human resources, its human resources policies and procedures for recruitment, compensation, and promotion. The disclosures should include at least the following information:

• Allocation of human resources
• Human resources turnover
• Recruitment policies and procedures
• Training programs
• Remuneration policy and packages
• Promotion and career development

Health and Safety at the Workplace
The Bank is committed to actively manage its health and safety risks including the risks of fires, accidents, and injuries to employees, clients, and visitors.

Code Of Conduct
The Bank has developed a culture of honesty and integrity throughout its history. This culture has been established as the “Tone at the Top” and is embraced by the Chairman and the Directors all the way to every individual employee at the Bank. Consequently, the Bank has adopted a Code of Conduct and other internal policies and guidelines, consistent with the Bank’s purpose and values, and to comply with the laws, rules, and regulations that govern the Bank’s business operations.

The Bank’s Relations with Suppliers
The Bank’s supplier relations are governed by the principle of transparency in the contract terms. The Bank cooperates with suppliers who meet objective and measurable criteria, such as reliability and market position.

Employee Relations with Customers and Suppliers
Employees are required to avoid investing in or acquiring a financial interest, either directly or indirectly, in any business organization that maintains a contractual relationship with the Bank, or one that provides goods or services to the Bank.

Similarly, employees are required to avoid establishing any other type of relationship with businesses or organizations, if such a relationship influences or if it has the appearance to influence the employee’s decision in the performance of his/her duties.